Lili is a financial technology platform offering U.S. business banking solutions designed for entrepreneurs and small businesses, including founders based outside the United States.
With Lili, eligible international founders can open and manage a U.S. business account entirely online, without a Social Security Number (SSN) or visiting the U.S.
From domestic and international payments to financial management tools, Lili helps businesses manage their finances and operate across borders.
Key Features
➜ Remote U.S. Business Banking: Apply for a U.S. business account online using your passport and business EIN. No SSN or in-person U.S. visit required for eligible applicants.
➜ International Payments: Send and receive international wire transfers across 130+ currencies, making cross-border transactions more accessible for global businesses.
➜ Business Debit Cards: Manage business spending with Lili Visa® Debit Cards, including $0 foreign transaction fees charged by Lili.
➜ Business Savings: Earn up to 4.00% APY on eligible savings balances, with no lockup periods.
➜ Financial Management Tools: Access invoicing, accounting integrations, team permissions, and other financial tools to simplify everyday business operations. Feature availability varies by plan.
No Monthly Fees on Lili Core:
Get started with Lili Core at $0 monthly fees, with access to essential business banking features.
Exclusive Offer for Clemta Clients
Clemta clients who open a new Lili business account through our partnership can qualify for a $300 welcome bonus.
To qualify, eligible new customers must meet Lili’s promotional requirements, including a qualifying deposit, minimum balance maintenance, and debit card purchases.
Offer valid for eligible accounts opened between October 1, 2026, and April 1, 2027. Additional terms and conditions apply.
Perfect For
- International entrepreneurs operating U.S.-registered businesses.
- Non-U.S. residents looking for remote U.S. business banking.
- E-commerce sellers managing U.S. and international transactions.
- Startups and small businesses seeking digital banking and financial management tools.
- Business owners working with international clients and suppliers.
Why Choose Lili?
Lili brings essential banking and financial management capabilities together in one digital platform. With remote onboarding, international payment capabilities, and tools designed for growing businesses, Lili helps eligible founders manage their U.S. business finances without unnecessary complexity.
Ready to open your U.S. business account?
Explore Lili and discover the banking solutions available through the Clemta partnership.
Visit Lili →
Lili is a financial technology company, not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC. Account opening is subject to eligibility, supported countries, verification, and approval. Fees and additional terms may apply.